It is always difficult for marine insurer to explain what marine insurance is all about. Yes, we can always say that in the modern world marine insurance normaly stands for

• cargo insurance (disregarding the mean of transport)
• marine hull insurance
• liability insurance for marine and transport operators
• offshore / energy

but there is much more that marine insurers and their clients could be proud of as long before there was fire, accident, liability or even life insurance, there were forms of marine insurance.

These days marine insurers provide only about 3% of worldwide insurance premiums, but they are always considered to be special and maybe a bit different from other insurance people...

And who, except for marine insurer could say like Mr. Walter M. Mellert did in Swiss Re publication "Marine Insurance": "in any event, disregarding shifts in income, importance in terms of premium production and market shares, ships will continue to sink, be stranded, collide and catch fire sometimes, and cargo will never cease to break, disappear, rust and get stolen. This fills our hearts with happiness, since it assures our future right to exist. There will always be marine insurance!"?